AI-Powered Stock Recommendations &
Portfolio Management

Solutions

RIAs and Retail Investors

Registered Investment Advisors (RIAs)

Enhance your client service offerings with our suite of stock market analysis tools. Our end-of-day stock forecasts, coupled with ETF and commodity trend analysis, provide valuable data points for informed investment decisions. Our sentiment analysis offers crucial insights into market psychology, allowing you to fine-tune your strategies. Our pre-built value, momentum, and small-cap portfolios offer ready-made frameworks adaptable to individual client needs, saving significant research time. Our dual stock rating system, combining AI/ML forecasts with fundamental analysis, provides a robust and transparent approach to stock selection, enabling you to confidently justify recommendations and potentially improve portfolio performance through data-driven insights. This comprehensive approach allows you to offer more sophisticated and tailored investment strategies, strengthening client relationships and attracting new assets. Over the past five years, the performance and fee structures of Registered Investment Advisors (RIAs) in the United States have exhibited notable trends.

Average Returns: The average returns for RIAs vary based on investment strategies and market conditions, data indicates that larger advisory firms have experienced significant growth. Firms managing over $100 billion in assets reported a compound annual growth rate (CAGR) of 13.5% over a recent three-year period [1].

Average Fees: RIA fee structures typically involve a percentage of assets under management (AUM), with rates varying based on the size of the investment such as 1% annually for portfolios up to $1 million, 0.85% for portfolios over $1 million, 0.75% for portfolios over $2 million, 0.65% for portfolios over $3 million,0.50% for portfolios over $5 million [2].

Retail Investors

Empower your personal investment journey with access to institutional-grade research and analysis. Our services provide the tools you need to make informed decisions, regardless of your trading style. Active traders can leverage our top 6 stock forecasts for scalpers to capitalize on short-term market movements, while long-term investors can utilize our end-of-day forecasts, ETF and commodity trend analysis, and sentiment analysis to understand broader market dynamics. Our diverse portfolio strategies offer guidance for building and managing a well-diversified portfolio, allowing you to learn about different investment approaches and potentially outperform the market. By democratizing access to sophisticated market insights, our services level the playing field, giving you a greater chance of achieving your financial goals.

Average Returns: The S&P 500 delivered an average annual return of 15.38% from 2020 to 2024 [3]. However, individual investors typically underperform due to poor market timing and emotional decision-making. Studies show that while the S&P 500 averaged 8.2% annually over 20 years, the average retail investor earned only 2.1% annually due to frequent trading and behavioural biases [4].

Average Charges: Investment fees have declined, with mutual fund expense ratios dropping from 0.87% in 2004 to 0.36% in 2023 [5]. Major brokerage firms have eliminated trading fees, but financial advisor fees average around 1% of assets under management. Fees significantly impact long-term returns. A 4% annual return over 20 years results in 0.25% fee for $180,000 final value, 0.50% fee for $160,000 final value, 1.00% fee for $140,000 final value [6].

References:

• [1]  https://investmentadviser.org/wp-content/uploads/2021/08/Investment_Adviser_Industry_Snapshot_2021.pdf
  
• [2]  https://www.kitces.com/blog/independent-financial-advisor-fees-comparison-typical-aum-wealth-management-fee
  
• [3]  https://tradethatswing.com/average-historical-stock-market-returns-for-sp-500-5-year-up-to-150-year-averages
  
• [4]  https://www.crews.bank/blog/sp-500-vs-average-investor
  
• [5]  https://www.morningstar.com/funds/fund-fees-are-still-decliningbut-slower-pace
  
• [6]  https://www.sec.gov/investor/alerts/ib_fees_expenses.pdf
  

Solutions

Fund Managers

Enhance your existing research and analysis processes with the unique insights offered by our AI/ML-driven stock market services. Our end-of-day stock forecasts, sentiment analysis, and dual stock ratings provide alternative data sources and perspectives, potentially revealing undervalued or overvalued securities that traditional methods might miss. By incorporating these insights into your portfolio management strategies, you can potentially improve performance and identify new investment opportunities. Our portfolio strategies offer alternative approaches to consider, potentially leading to refinements in your own investment models. Our services provide a valuable edge in the competitive world of fund management, allowing you to make more informed decisions and potentially deliver superior returns [1].

Average Returns: Over the past five years, U.S. mutual funds have demonstrated varied performance. For instance, the Fidelity Magellan Fund achieved a 28.3% return in 2020, outperforming the S&P 500's 18.4% return that year. However, in 2022, the same fund experienced a 27.15% loss, underperforming the S&P 500's 18.75% loss. These figures highlight the variability in fund performance relative to benchmarks.

Average Charges: Investment fees for U.S. mutual funds have been on a declining trend. In 2023, the asset-weighted average expense ratio across U.S. open-end mutual funds and ETFs was 0.36%, a 3.4% decrease from 2022. This reduction is largely due to increased competition and a shift towards lower-cost funds [2]. The impact of fees on long-term returns is significant. For example, a 4% annual return over 20 years would result in 0.25% fee for $180,000 final value, 0.50% fee for $160,000 final value, 1.00% fee for $140,000 final value [3].

References:

• [1]  https://en.wikipedia.org/wiki/Fidelity_Magellan_Fund
  
• [2]  https://www.morningstar.com/business/insights/blog/funds/us-fund-fee-study
  
• [3]  https://www.ici.org/system/files/2024-03/per30-02.pdf
  

Solutions

Robo Advisors

Integrate our cutting-edge forecasting and rating services directly into your robo-advisory platform to enhance portfolio management and automation. Our end-of-day stock forecasts and portfolio strategies can be seamlessly integrated into your algorithms to automate portfolio rebalancing and asset allocation, creating a more dynamic and responsive investment strategy. Our sentiment analysis can be used to dynamically adjust portfolio risk based on prevailing market conditions, offering a more sophisticated approach to risk management. By leveraging our API-accessible data and scalable services, you can offer more sophisticated and data-driven portfolio management, potentially attracting new clients and improving overall platform performance.

Average Returns: Over the past five years, Robo-Advisors have delivered average annual returns ranging from 2% to 5%, depending on asset allocation and market conditions. For instance, Wealthfront's Classic portfolios with a risk score of 9 have achieved an average annual return of 8.36% since inception [1] [2].

Average Charges: Robo-advisors typically charge an annual advisory fee of around 0.25% of assets under management, significantly lower than traditional financial advisors' fees. For example, Vanguard Digital Advisor offers a net advisory fee of approximately 0.15% for an all-index portfolio [3] [4]. The impact of fees on long-term returns is substantial. Assuming a 4% annual return over 20 years, 0.25% fee for $180,000 final value, 0.50% fee for $160,000 final value, 1.00% fee for $140,000 final value.

References:

• [1]  https://www.wealthfront.com/historical-performance
  
• [2]  https://investor.vanguard.com/investor-resources-education/article/understanding-robo-advisor-performance
  
• [3]  https://institutional.vanguard.com/content/dam/inst/iig-transformation/insights/pdf/Robo-Advisor_Landscape_2023-Vanguard.pdf
  
• [4]  https://www.barrons.com/advisor/articles/vanguard-lowers-investment-minimum-robo-advisor-7d9621e6
  

Solutions

Retirees & Family Offices

Secure your financial future with access to professional-grade investment research and guidance. Our services provide the tools you need for long-term investment planning and wealth management. Our portfolio strategies, particularly the value and small-cap portfolios, are well-suited for long-term investors seeking to preserve and grow their wealth. Our stock ratings and ETF/commodity trend analysis enable diversification across asset classes, mitigating risk and enhancing portfolio stability. Our dual rating system, combining AI/ML forecasts with fundamental analysis, provides an added layer of confidence in investment decisions. By partnering with us, you can access the expertise you need to navigate the complexities of the market and achieve your long-term financial objectives.

Average Returns: For Retirees, Investment returns vary based on portfolio composition. A balanced portfolio, typically comprising a mix of stocks and bonds, has historically yielded an average annual return of approximately 5%. More aggressive portfolios with a higher equity allocation may achieve returns around 7%, albeit with increased risk [1]. For Family offices, managing substantial private wealth, have reported varying returns. A study indicates that the median family office achieved long-term annualized returns of approximately 7%, aligning with their target of a 3% real return after accounting for inflation [2]. Additionally, in 2024, family offices anticipated an average return on investment of nearly 10%, reflecting optimism in financial markets [3].

Average Charges: For Retirees, Investment-related fees depend on the chosen investment vehicles and advisory services. Mutual funds and exchange-traded funds (ETFs) have seen a decline in expense ratios, with averages around 0.36% in recent years. Financial advisor fees typically range from 0.5% to 1% of assets under management annually. It's crucial for retirees to consider these fees, as they can significantly impact net returns over time. Family offices often engage in a diverse range of investments, including direct investments and alternative assets. High-performing family offices, those with five-year average annual net returns exceeding 10%, tend to be involved in a broader spectrum of activities [4].

References:

• [1]  https://www.wiseradvisor.com/blog/retirement-planning/what-is-a-reasonable-rate-of-return-after-retirement
  
• [2]  https://www.nb.com/handlers/documents.ashx?id=b295e666-b31c-40d3-9d26-8555fa046f4c&name=White+Paper+_+Family+Offices+2024_+Adjusting+to+Post-Inflation+Markets.pdf
  
• [3]  https://www.rbcwealthmanagement.com/assets/wp-content/uploads/documents/campaign/the-north-america-family-office-report-2024.pdf
  
• [4]  https://wgfa.wharton.upenn.edu/wp-content/uploads/2021/09/FINAL-WGFA-2020-Report-Executive-Summary.pdf